Boost Credit to Achieve Your Homeownership Dreams!

With a little time and attention, you can get your credit score just where it needs to be.

If you're trying to buy a home and your pre-approval amount isn't enough to cover the cost of your dream manufactured home and land improvements, don’t lose hope. Improving your credit score can increase your borrowing power and help you get the funding you need. While credit repair may take three to six months depending on your financial situation, the effort is well worth it when it comes to securing your future home.

To help you get started, here are five trustworthy resources to guide you in repairing and building your credit:

Federal Trade Commission (FTC): The FTC offers a wealth of information on credit-building and how to dispute errors on your credit report. It's a great place to learn how to avoid credit scams. Visit www.ftc.gov.

AnnualCreditReport.com: Check your credit report from all three major credit bureaus (Equifax, Experian, and TransUnion) for free once a year. This will help you spot any issues or errors that might be affecting your credit score. Go to www.annualcreditreport.com.

Consumer Financial Protection Bureau (CFPB): The CFPB provides tools and strategies to manage your credit effectively, covering everything from improving your score to handling debt. Explore their resources at www.consumerfinance.gov.

National Foundation for Credit Counseling (NFCC): The NFCC offers personalized credit counseling to help you create a plan for repairing your credit, as well as budgeting and debt management advice. Learn more at www.nfcc.org.

MyFICO: Understanding your FICO score is essential to improving it. MyFICO provides educational resources and a credit score simulator to see how various actions could impact your score. Check out their tools at www.myfico.com.

Credit improvement is a process, but taking these steps will bring you closer to your goal of owning the perfect home. Once you’ve strengthened your credit, reach out to us, and together we’ll make your homeownership dreams a reality!